Grow Your Retirement Savings — Painlessly

You know the saying: “If you always do what you’ve always done, you’ll always get what you’ve always gotten.” When that applies to your retirement savings — and you haven’t been saving — it can have a drastic impact on you and your family.

We all know we should save for retirement, but actually banking that money is often easier said than done. We do what we’ve always done — put it off. Whether it’s an unforeseen medical emergency, orthodontics for your kids, a new addition to your house for that new addition to your household, a new car to replace the one with 250,000 miles on it, or that much-needed vacation, life often gets in the way of planning for future financial needs. Every month, you find a different use for the money you intended to save.

That’s why 401K accounts are so great. They have many benefits:

• Payroll contributions. You don’t see the money, so you don’t miss it — or find another use for it.
• Regular additions. Your savings grows consistently.
• Sound investments. You have a reliable team guiding, growing, and protecting your nest egg.
• Tax advantages. Osen-Hunter offers a pre-tax contribution option, so you pay less in taxes, adding to your savings.
• Matching contributions. Osen-Hunter has a discretionary match which can match your contributions. Don’t leave that free money on the table!

Osen-Hunter is proud to offer a discretionary employer-matched 401K program. You contribute a certain percentage of your gross income, and Osen-Hunter matches it dollar-for-dollar up to a certain percentage, which is determined at the close of each year. In 2014, OHG matched employees’ contributions up to 8% — a fantastic deal!  To be eligible for Osen-Hunter’s discretionary employer-matching contribution, an employee must have 1000 hours of service during the plan year (Jan. 1-Dec. 31) and be employed on Dec. 31. This very generous addition to your retirement savings is available even if you participate in another retirement program. You can sign up or cancel your participation in the program anytime through our employee portal [http://www.osen-hunter.com/index.php/login], but you can only make contribution changes during the first three quarters of the year.

If you’re already saving, keep it up and consider contributing even more to your savings. If you’re not, get started, as even a little will grow quickly with our discretionary matching contribution program. The more you put in, the more Osen-Hunter can add. This is an easy way to make a real difference in your financial future. Start today!